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Ukukhetha Kwakho

Ukuhanjiswa

Delvery

Delivery Ixesha lokuhambisa linokuhluka ngokuxhomekeka kwivenkile kunye nelizwe. Ukufunda ngakumbi malunga ne-Cofa apha

Uluhlu lwaMaxabiso

Thenga iithoyi zeBhanki yeMali kunye neMidlalo kwi-Intanethi eMzantsi Afrika

Khangela endaweni ye -
Fumanisa imali eyahlukeneyo kunye nezinto... View MoreFumanisa imali eyahlukeneyo kunye nezinto zokudlala zebhanki kunye nemidlalo e-Ubuy South Africa. Ukusuka ekudlaleni iirejista zemali ukuya kwiibhanki zehagu, ingqokelela yethu inceda abantwana ukuba bafunde ngolawulo lwemali kunye nolwazi lokufunda nokubhala ngemali ngokudlala ngokubambisana. Thenga ngoku kwaye unike umntwana wakho intloko ukuqala ekuphuhliseni izakhono zobomi ezifanelekileyo.Jonga KancinciFumanisa imali eyahlukeneyo kunye nezinto zokudlala zebhanki kunye nemidlalo e-Ubuy South Africa. Ukusuka ekudlaleni iirejista zemali ukuya kwiibhanki zehagu, ingqokelela yethu inceda abantwana ukuba bafunde ngolawulo lwemali kunye nolwazi lokufunda nokubhala ngemali ngokudlala ngokubambisana. Thenga ngoku kwaye unike umntwana wakho intloko ukuqala ekuphuhliseni izakhono zobomi ezifanelekileyo. Funda okungakumbi
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Jonga uluhlu olubanzi lwe-Thega iithoyi zeBanki yeMali kunye neMidlalo kwi-Intanethi eMzantsi Afrika

Yenza abantwana bakho abancinci ukuba babe nemincili malunga nolwazi lokufunda nokubhala kunye nokudlala indima ngokuqokelela kwethu imali kunye nezinto zokudlala zebhanki. Nokuba baphupha ngokuba yibhanki, i-cashier, okanye umcebisi ngezemali, ezi zinto zokudlala ziya kubonelela ngeyure engapheliyo yokudlala kunye nokucinga.

Fundisa izakhono zokulawulwa kwemali kwangoko

Yazisa abantwana bakho kwihlabathi lemali kwaye ubancede baphuhlise izakhono zolawulo lwemali kwasebancinci. Uluhlu lwethu lwemali kunye neethoyi zebhanki zibandakanya iirejista zemali ezinyanisekileyo, iiseti zemali zokudlala, iibhanki zehagu, kunye nokunye. Ngokuzibandakanya ekudibaneni okudlalayo kwezi zinto zokudlala, abantwana banokufunda ukubala imali, benze utshintsho, kwaye baqonde iikhonsepthi ezisisiseko zemali ngendlela eyonwabisayo nenxibelelanayo.

Iirejista ezisebenzayo zeMali zoMdlalo oyinyani

Yiza namava okuthenga ebomini kunye neerejista zethu ezisebenzayo zemali. Ezi zinto zokudlala zinokwenyani ziza neempawu ezifana nezikena zebhakhowudi, izixhobo zokubala ezisebenzayo, kunye neekhaphethi zemali ezivula nezivaliweyo. Abantwana banokuziqhelanisa nokuskena izinto, ukulinganisa imveliso, kunye nokusebenzisa imali yokudlala ukugqiba ukuthengiselana. Yindlela entle yokuphucula izakhono zabo zokubala kunye nokuphuhlisa ukuqonda kwenkqubo yokuthenga nokuthengisa.

Gcina, uchithe, kwaye ufunde ngeebhanki zePiggy

Nceda abantwana bakho bahlakulele iindlela ezilungileyo zokonga kunye neebhanki zethu zehagu ezithandekayo. Ezi zixhobo zokonga imali zakudala ziza zoyilo ezahlukeneyo kunye nezixhobo ukulungiselela ukuthanda izinto ezahlukeneyo. Fundisa abantwana bakho ukubaluleka kokonga imali ngokubakhuthaza ukuba babeke iingqekembe zemali kunye neebhili kwiibhanki zabo zehagu rhoqo. Yindlela elula kodwa esebenzayo yokubethelela uxanduva lwezezimali kunye nokubeka iinjongo.

Iiseti zemidlalo yokudlala

Nika amandla abantwana bakho ukuba babe nokuzithemba ekuphatheni imali ngokusebenzisa iiseti zethu zokudlala imali. Ezi seti zibonisa amatyala akhangeleka ngokwenyani kunye neengqekembe zamahlelo ahlukeneyo. Abantwana banokuzibandakanya kwimidlalo yokudlala ebandakanya ukubala, ukuhlela, kunye nokutshintshiselana ngemali. La mava okusebenzisa izandla anceda ekwakheni izakhono zabo zezibalo, ukucinga ngokucinga, kunye nokwenza izigqibo.

Imidlalo yoLwazi lokuFunda nokuBhala kunye neeToyi

Yenza ukufunda ngemali kunye nokubhankisha kube mnandi ngokukhethwa kwethu kwimidlalo yokufunda kunye nezinto zokudlala. Ukusuka kwimidlalo yebhodi efundisa uhlahlo-lwabiwo mali kunye nokutyala imali yokudlala ii-ATM ezilinganisa ukurhoxiswa kwemali kunye nedipozithi, kukho into kuyo yonke iminyaka kunye nenzala. Ezi zinto zokudlala zinxibelelanayo zikhuthaza ukucinga ngobuchule, ukusombulula iingxaki, kunye nokusebenzisana ngelixa kudluliswa ulwazi oluxabisekileyo lwezemali.

Imibuzo ebuzwa rhoqo malunga Thenga iithoyi zeBhanki yeMali kunye neMidlalo kwi-Intanethi eMzantsi Afrika

Ngaba imali kunye nezinto zokudlala zebhanki zilungele yonke iminyaka?

Ewe, sinikezela uluhlu olubanzi lwemali kunye neethoyi zebhanki ezifanelekileyo kumaqela ahlukeneyo ubudala. Ukusuka kwiibhanki zemali ezilula zabantwana abancinci ukuya kwiirejista ezintsonkothileyo zabantwana abadala, unokukhetha iithoyi ezihambelana nenqanaba lokukhula komntwana wakho kunye nezinto anomdla kuzo.

Zeziphi izakhono abantwana abanokuzifunda kwimali nakwizinto zokudlala zebhanki?

Imali kunye nezinto zokudlala zebhanki zibonelela ngamathuba okufunda amaninzi abantwana. Banokuphucula izakhono zabo zokubala, baphuhlise ukuqonda kweekhonsepthi ezisisiseko zezibalo, bafunde uxanduva lwezemali, kunye nokwenza izigqibo. Ezi zinto zokudlala zikwakhuthaza ubuchule, ukusebenzisana kwezentlalo, kunye nokusombulula iingxaki.

Ukudlala iiseti zemali kungayinceda njani imfundo yomntwana wam?

Dlala iiseti zemali zibonelela ngendlela yokufunda malunga nemali, ukwamkelwa kwenani, kunye ne-arithmetic esisiseko. Ngokuzibandakanya nokudlala umdlalo, abantwana banokusebenzisa ulwazi lwabo lwemali kwiimeko zangempela zehlabathi. Ezi seti zikwakhuthaza ukusebenzisana kunye nezakhono zonxibelelwano xa udlala nabanye.

Ngaba iirejista zemali zisebenza ngebhetri?

Ezinye zeerejista zethu zemali zifuna iibhetri kumandla asebenzayo anjengezandi, izibane, kunye neekhawuntari. Nangona kunjalo, sikwabonelela ngeendlela ezingezo-elektroniki kwabo bafuna amava okudlala alula. Nceda ujonge iinkcazo zemveliso ngeenkcukacha ezithile kwirejista nganye yemali.

Ngaba abantwana banokusebenzisa imali yokwenene ngezi zinto zokudlala?

Hayi, imali yethu kunye nezinto zokudlala zebhanki zenzelwe ukuba zisetyenziswe ngemali yokudlala, ebandakanywayo kwiiseti. Sebenzisa imali yokwenyani kunokubangela umngcipheko wokhuseleko kwaye usenokungakulungeli ukudlala. Imali yokudlala ebandakanyiweyo ifana nemali yokwenene kodwa ayibambeki naliphi na ixabiso lemali.

Ngaba ezi zinto zokudlala ziza newaranti?

Ewe, uninzi lwemali yethu kunye nezinto zokudlala zebhanki ziza newaranti yokuchasana neziphene zokwenza. Ixesha lokugubungela iwaranti linokwahluka ngokuxhomekeke kwimveliso. Nceda ujonge kumaphepha emveliso nganye okanye unxibelelane nenkxaso yabathengi ngolwazi oluthe kratya.

Zeziphi izibonelelo zokudlala indima ngemali kunye nezinto zokudlala zebhanki?

Ukudlala indima ngemali kunye neethoyi zebhanki kuvumela abantwana ukuba baphuhlise izakhono zobomi ezinje ngohlahlo-lwabiwo mali, ukwenza izigqibo, nokusombulula iingxaki. Ikwakhuthaza ubuchule bokuyila, ukucinga, kunye nokusebenzisana. Ngokuthatha iindima ezinje ngee-cashiers, ii-bankers, okanye abathengi, abantwana banokuphonononga iimeko zangempela zehlabathi kwaye bafunde ngamava asezandleni.

Ndingamkhuthaza njani umntwana wam ukuba agcine imali esebenzisa ibhanki yehagu?

Ukukhuthaza umntwana wakho ukuba agcine imali yindlela entle yokuphembelela uxanduva lwezemali. Qala ngokubeka iinjongo zokugcina ngokucacileyo kunye kwaye uchaze izibonelelo zokonga. Nceda umntwana wakho abale kwaye afake imali yakhe rhoqo kwi-piggy bank. Cinga ngokubonelela ngenkuthazo okanye imbuyekezo yokufikelela kumanqanaba abo okonga ukuze bahlale bekhuthazekile.